Being served with a lawsuit, judgment or lien is an unsettling experience and often the end result of unsuccessful negotiations over a debt owed to creditors. You may have tried to work out an arrangement, only to fall further behind. With the verdict and subsequent judgment comes the possibility of liens and wage garnishment. Regardless of the validity of any legal action you are facing, a bankruptcy filing can stop it and prevent future suits against you.
Whether you know it or not, you have options that include a bankruptcy filing. At the Reed Law Firm, P.A., our attorneys have helped South Carolina residents for over 10 years with Chapter 7 and Chapter 13 bankruptcy protection.
Lawsuits and judgments not only impact your peace of mind, but it also serve as a black mark on your credit report. For help, call our Columbia-based firm at 803-807-2565 or our Florence law office at 843-536-0073 today.
Preventing and Stopping Lawsuits Against You
For many, facing a lawsuit is the breaking point that results in a decision to file bankruptcy. Time is of the essence.
At the Reed Law Firm, P.A., we see clients at various stages of a lawsuit. Some have just been served or are awaiting a court date. They want to protect themselves from this extreme legal action. A bankruptcy filing immediately stops the process, similar to ending home foreclosure or car repossession.
A Chapter 7 or Chapter 13 bankruptcy puts an end to pending lawsuits and prevents the filing of future cases. The stress you feel over creditors harassing you and process servers knocking on your door can end by asserting your rights to bankruptcy protection.
A Bankruptcy Filing Can Discharge a Judgment From a Creditor Lawsuit
For those clients who wait until the lawsuit is tried with a verdict against them, options still exist. Bankruptcy filings can not only stop the process, but also potentially discharge or allow you to avoid paying the judgment.
At the Reed Law Firm, P.A., we communicate to our clients that a judgment is dischargeable in bankruptcy. Liens attached to them can be reduced or eliminated in many cases. No one case is the same and we do not employ a cookie-cutter approach to bankruptcy filings. Debts and the value of assets vary from claim to claim and we employ strategies appropriate to those given situations.
End Your Stress and Assert Your Bankruptcy Rights
When a judgment is hanging over your head, you need help. Further collection actions will only deplete the scant resources you already have. You can put an end to your stress and wipe out judgments with a bankruptcy filing. Do not let pride get in your way. Do not allow the fear to prevent you from exercising your rights to a debt discharge or reorganization.
Contact Us Today for Immediate Protection
For more information or to schedule an appointment with an experienced lawyer to stop a lien or garnishment, please contact us.