Reed Law Firm, P.A. is a federally designated debt relief agency. We proudly help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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Giving You Hope For a Debt-Free Future

SOUTH CAROLINA
BANKRUPTCY ATTORNEY

February 2013 Archives

Credit counseling not always the best path to debt relief

When debt levels reach a certain level, many South Carolina residents begin researching options for relief. One choice that many consider involves use of a nonprofit credit counseling agency. These companies offer to assist consumers in obtaining interest rate reductions, negotiating for the elimination of fines and fees and determining a repayment schedule that will bring the consumer debt relief over a period of time, usually ranging from three to five years.

Bankruptcy may provide economic cleansing for America

South Carolina readers who are in serious financial trouble often consider various methods of debt relief. Many hold off on filing for bankruptcy due to the belief that their choice could have a negative effect on the wider American economy. Our nation is built upon a belief in the ability of individuals to forge ahead and weather adversity, and those traits are held closely by many.

Facebook debt collection may suggest need for debt relief

South Carolina residents who are behind on their financial obligations are all-too-familiar with the collection tactics employed by debt collection agencies. Standard practices include aggressive phone calls and a wide variety of mail, ranging from offers to pay a reduced amount to satisfy a debt to threats of legal action. However, many consumers in need of debt relief are experiencing a new form of collection attempts: the use of social media sites such as Facebook to track down and communicate with debtors.

Health insurance not sufficient to avoid high medical debt

When debating issues of health care coverage and how to best ensure that Americans are able to receive necessary medical treatment, much of the rhetoric surrounds issues concerning the availability of health insurance. However, having the ability to procure health insurance is only one aspect of a larger topic concerning the cost and availability of care. It is important to remember that having health insurance does not always protect a South Carolina resident from significant levels of medical debt.

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For more information or to schedule an appointment with an experienced lawyer regarding a bankruptcy filing, please contact us.

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COLUMBIA OFFICE
220 Stoneridge Drive,
Suite 301
Columbia, SC 29210
Phone: 803-807-2565
Fax: 803-726-4887
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FLORENCE OFFICE
1807 West Evans Street,
Suite B
Florence, SC 29501
Phone: 843-679-0077
Fax: 843-679-0667
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Reed Law Firm, P.A.
220 Stoneridge Drive,
Suite 301

Columbia, SC 29210

Phone: 803-726-4888
Fax: 803-726-4887
Columbia Law Office Map

Reed Law Firm, P.A.
1807 West Evans Street,
Suite B

Florence, SC 29501

Phone: 843-679-0077
Fax: 843-679-0667
Florence Law Office Map

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