Reed Law Firm, P.A. is a federally designated debt relief agency. We proudly help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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Giving You Hope For a Debt-Free Future

Do not let medical debt ruin your life

If you have been sick or were hurt in an accident, you know how difficult a lengthy recovery can be for you and your family. In addition to the pain, the medical treatment and the emotional stress, the medical bills that follow an emergency or prolonged illness can quickly overwhelm your family.

Exorbitant medical bills can snowball, affecting your ability to pay your bills and meet other financial obligations. You may feel overwhelmed and underprepared to handle this challenge, but you have options. By working with an experienced South Carolina lawyer, you can learn about the ways you can deal with medical debt and move on toward a strong financial future.

The benefits of filing for bankruptcy relief

Medical debt is a dischargeable debt, which means that it is dischargeable through the bankruptcy process. If you have no hope of dealing with your medical bills without help, consider the benefits of bankruptcy, including the following:

  • The automatic stay, which will halt all creditor contact
  • Debts significantly reduced, paid off or eliminated
  • Cessation of foreclosure or repossession threats
  • Clear plan for dealing with unpaid debt

You should be able to focus on your continued recovery, but instead, you are dealing with phone calls and threatening letters from creditors, and none of them has your best interests in mind. It does not have to be this way; bankruptcy can provide practical solutions for your debt problem.

Should you file for bankruptcy?

It can be difficult to know if you should file for bankruptcy. It is a major financial decision, not one you should take lightly. It is best to first seek the opinion of an experienced lawyer who can provide you with the following:

  • An honest evaluation of your situation
  • Help identifying which chapter of bankruptcy is best for you
  • Assistance with completing the appropriate paperwork
  • Guidance for meeting bankruptcy requirements

There are many misconceptions about bankruptcy, but it can offer you an organized and efficient method by which you can eliminate the debt that has negatively impacted your life. You can restore your financial health, improve your credit scores and stop living in fear of threats from debt collectors.

Do not live with unpaid medical bills. The longer you delay in addressing your debt, the more complicated your financial situation will become. Take back control and get the fresh start you deserve.

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Reed Law Firm, P.A.
220 Stoneridge Drive,
Suite 301

Columbia, SC 29210

Phone: 803-726-4888
Fax: 803-726-4887
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Reed Law Firm, P.A.
1807 West Evans Street,
Suite B

Florence, SC 29501

Phone: 843-679-0077
Fax: 843-679-0667
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