Reed Law Firm, P.A. is a federally designated debt relief agency. We proudly help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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Giving You Hope For a Debt-Free Future

March 2017 Archives

Means test essential for Columbia, South Carolina bankruptcy

Deciding to investigate the options bankruptcy has to offer is a big step. A person who reaches this decision is probably weary of struggling with bills, harassing phone calls from creditors and letters threatening ominous consequences for unpaid debt. That person is not alone because many in Columbia and other parts of South Carolina are in similar circumstances. Many choose to investigate Chapter 7 bankruptcy because it promises a clean slate by eliminating much -- and sometimes all -- of a person's unsecured debt. However, there are steps one must take to reach that goal.

Foreclosure defense attorney can offer hope for the future

First, the bad news: Bankruptcy still carries a certain stigma, and it will certainly leave a mark on your credit score. Here's the better news: Bankruptcy could save your house from foreclosure, and a South Carolina foreclosure defense attorney can guide you through the process. If you have received notice that the bank is foreclosing on your house, you may be eager to hear some good news on that front.

Credit card debt climbing in Columbia, South Carolina and beyond

For many people, shopping is relaxing and satisfying. Even when money is tight, people in Columbia, South Carolina, walk the mall or scroll through websites looking for a good deal. This is because consumers seem to be more liberal with their credit cards than in recent years. According to a report from WalletHub, credit card debt is soon expected to pass the trillion-dollar mark.

3 ways to improve credit after bankruptcy

Facing dire financial hardships can leave you feeling as if you have no options. However, considering Chapter 7 bankruptcy could help you determine whether such action could allow you to work toward improving your situation. Though you may worry about how bankruptcy could affect your credit score, you may not want to let that worry act as a total deterrent.

Medical debt hits more in South Carolina and southern states

While these days more people may be able to afford health insurance, many of those policies include high deductibles. These deductibles may cost a patient thousands of dollars before coverage kicks in. In fact, about 25 percent of working adults in South Carolina and across the country admit to having medical debt that is past due.

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Reed Law Firm, P.A.
220 Stoneridge Drive,
Suite 301

Columbia, SC 29210

Phone: 803-726-4888
Fax: 803-726-4887
Columbia Law Office Map

Reed Law Firm, P.A.
1807 West Evans Street,
Suite B

Florence, SC 29501

Phone: 843-679-0077
Fax: 843-679-0667
Florence Law Office Map

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