Reed Law Firm, P.A. is a federally designated debt relief agency. We proudly help people file for bankruptcy relief under the U.S. Bankruptcy Code.
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How do I know if bankruptcy is right for me?

Most everyone faces a time when things get tough. A job loss or divorce may drastically reduce your income, or maybe you just overspent on your last vacation. The result may be months of struggling, juggling and scrapping to get by. You may even reach a point where you begin to wonder if you will ever see the light.

Repossession: More than just your car could be at risk

Many South Carolina consumers struggle with debt, and for some, these financial struggles can become a serious issue. You may have a significant amount of debt, and your situation may be at the point where you find yourself dealing with harassment from creditors and other issues, such as the threat of repossession.

Separating fact from fiction concerning consumer bankruptcy

Many individuals have experienced the overwhelming burdens of debt at some point in life. One of the leading causes of personal debt is credit cards, which may be easy to obtain and use, but if you get behind on payments, you might suddenly find yourself in a significant financial bind.

How can a bankruptcy automatic stay help you?

When faced with considerable debt, many people in South Carolina may feel stress on a daily basis as they work to determine the best way to handle their situation. As someone in this predicament, you may fear that you will never feel financially free and that the loss of property may lie just on the horizon if a lack of payment results in repossession or foreclosure proceedings. However, if you think you have no options for dealing with repossession or other serious effects of financial issues, you may want to think again.

Think about credit restoration if you're considering bankruptcy

Who in South Carolina doesn't know what it's like to face financial challenges? More than likely most residents have run into money problems at some time or another, some worse than others. It's astounding really, how a relatively minor money issue can quickly turn into complete financial disaster. All it takes is one unexpected medical emergency, loss of employment or even a joyful event, such as having a baby.

The ins and outs of Chapter 7 discharge

Are you considering bankruptcy as a debt relief option but aren't sure what it can really do for you? You are not alone. Many South Carolina residents have been in your shoes. Taking the leap and filing for Chapter 7 can be frightening, especially if you do not know exactly how it will help you in the long run.

Payday loans will tide you over and tie you down

You have probably seen them in downtown storefronts or shopping plazas, but you never imagined you would use one. Perhaps, in the back of your mind, you even wondered if they were legitimate. However, at this desperate point, even that concern may not be enough to prevent you from walking in and asking for a payday loan.

3 benefits of Chapter 13 bankruptcy

The clutches of overwhelming debt can feel suffocating. You may wake up every day wondering how you could potentially pay off the mountains of unpaid balances that plague you. Unfortunately, even if you earn a regular wage, you may not have the means to handle your debt by simply making minimum monthly payments or attempting other unsuccessful methods. Luckily, more head-on approaches exist of which you could take advantage.

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Reed Law Firm, P.A.
220 Stoneridge Drive,
Suite 301

Columbia, SC 29210

Phone: 803-726-4888
Fax: 803-726-4887
Columbia Law Office Map

Reed Law Firm, P.A.
1807 West Evans Street,
Suite B

Florence, SC 29501

Phone: 843-679-0077
Fax: 843-679-0667
Florence Law Office Map

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