Articles | Reed Law Firm, P.A. | Columbia, Florence, South Carolina


Filing for bankruptcy in South Carolina

Bankruptcy “asset protection” laws allow people to keep certain assets, regardless of their debts to others.

Foreclosures remain serious problem in South Carolina

South Carolina placed in the top 10 for states with the highest number of foreclosures, despite showing a decrease from previous years.

Stop the calls and end the debt

What do you do when the calls will not stop? One thing you can do is to write a letter telling them to stop.

Federal agency targeting ‘zombie’ foreclosures

Zombie foreclosures occur when banks begin the foreclosure process on properties, but then fail to complete it.

Owe taxes? Bankruptcy can be a solution to your problem.

Tax debt is sometimes dischargeable in bankruptcy if it meets certain criteria.

The facts about Chapter 7 bankruptcy

Chapter 7 can help many get out of debt. However, it is important to have an understanding of it first to ensure that it is right for you.

Chapter 13 bankruptcy: a viable alternative to loan modification

Just because you haven’t been able to successfully refinance your now-unaffordable home through a loan modification doesn’t mean that a foreclosure is inevitable.

Bankruptcy may offer a solution for people struggling with medical debt

For many people in Columbia, medical debt represents an unavoidable and often unmanageable expense.

If you are in debt, keep your hands off your retirement accounts

Using your retirement assets to pay off debt would only weaken your long-term financial situation.

Will those with overwhelming student loans see some relief?

Students may feel as if they will never get ahead once they graduate and their student loans go into repayment. The reality hits hard that they will need to be able to make a $500, $700 or $1,000 a month payment for years, if not decades.

Does Chapter 13 require me to repay all my debts?

Because they have heard it involves the repayment of debts, many people assume that all of a person’s debts must be repaid under Chapter 13. However, this is not true.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.