On behalf of Reed Law Firm, P.A. | Feb 27, 2017 | Chapter 13
The decision to file for bankruptcy does not often come easily. Someone in South Carolina may wait until all other options are exhausted, such as when the house is in foreclosure or his or her family is ready to fall apart, before realizing the benefits of bankruptcy....
On behalf of Reed Law Firm, P.A. | Feb 27, 2017 | Credit Card Debt
Money struggles are an issue for many South Carolina residents. Living paycheck to paycheck simply seems to be the norm these days. What happens, though, when funds run out before the next payday? Quite a few people tend to turn to payday loans, but in the end find...
On behalf of Reed Law Firm, P.A. | Feb 20, 2017 | Chapter 7
People who are facing financial hardships know what they are up against. They see the bills come month after month and hear the phone ring when creditors call. If money coming in is not enough to cover their bills, no one has to tell them they are in financial...
On behalf of Reed Law Firm, P.A. | Feb 13, 2017 | Chapter 13
If you hear someone talking about chapter 13, chapter 11 or chapter 7, you might assume the topic is the latest novel on some bestseller list, right? However, if the conversation also includes words such as “creditors” “threat of foreclosure”...
On behalf of Reed Law Firm, P.A. | Feb 13, 2017 | Foreclosure
Falling behind on one’s mortgage payment can create a snowball effect of debt piling on debt. Sometimes a medical emergency or other financial loss create a shortfall from which the homeowner simply cannot recover. Columbia, South Carolina residents may feel...
On behalf of Reed Law Firm, P.A. | Feb 6, 2017 | Credit Card Debt
Strong emotions, whether they are excitement or stress, seem to drive Americans to overspend. Almost half the people in the country admit to emotional spending. If someone in South Carolina is low on cash, it is common for him or her to pull out the credit card and...
