Fans of TV home makeover shows enjoy watching the big reveal, when the old home is barely recognizable after the renovators and designers complete their work. Viewers in South Carolina may imagine that owning such a home would be a dream come true, and the stunned and excited expressions of the show's homeowners seem to confirm that. However, what viewers may not realize is that many of the people presented on these shows end up in foreclosure.
The ins and outs of Chapter 7 discharge
Are you considering bankruptcy as a debt relief option but aren't sure what it can really do for you? You are not alone. Many South Carolina residents have been in your shoes. Taking the leap and filing for Chapter 7 can be frightening, especially if you do not know exactly how it will help you in the long run.
Medical debt attorney provides options for overwhelmed patients
Following an accident or illness, the two questions foremost in many patients' minds are, "When will I get better?" and "How am I going to pay for this?" Struggling with medical debt can seem like pain on top of pain, and financial advocates offer a few tips to avoid such debt. Patients in South Carolina have several options, including consulting a medical debt attorney.
Credit card debt help for consumers in Columbia, South Carolina
Financial advisors often warn consumers never to charge more than they can pay off right away. Though many may open credit card accounts with the intention of following that advice, it often becomes too tempting -- or necessary - to pay only the minimum amount and carry a balance. This is why millions of Americans, including many in South Carolina, are trying to manage credit card debt that has gotten out of control.
Late payments for Chapter 13 bankruptcy plan
Making the decision to file for bankruptcy is seldom easy. However, if debt is weighing someone down and interfering with one's quality of life, a person in South Carolina may have few alternatives. Filing for Chapter 13 bankruptcy typically results in a court-approved payment plan. If all goes well, within a few years, that person will have a much brighter financial future. However, what happens if the filer is late with a payment?
Payday loans will tide you over and tie you down
You have probably seen them in downtown storefronts or shopping plazas, but you never imagined you would use one. Perhaps, in the back of your mind, you even wondered if they were legitimate. However, at this desperate point, even that concern may not be enough to prevent you from walking in and asking for a payday loan.
No need to fear bankruptcy in Columbia, South Carolina
Most people have debt. In fact, about 772,000 Americans feel overwhelmed by debt. Whether it is limited to a mortgage and car payment or extends to multiple credit cards, personal and student loans, and medical debt, owing money can be a burden. One rule of thumb for determining if one has too much debt is when the amount a person owes is close to his or her yearly income. When the burden is distressing, many in Columbia, South Carolina, consider bankruptcy as a way to find relief.
