Reed Law Firm, P.A. - bankruptcy

Columbia: 803-807-2565

Florence: 843-536-0073

Facing foreclosure? In South Carolina, you have options

Whether it's where you brought your first child home or it's the dream house you bought after retirement, few things in life hold as many important memories as your home. For most people, a foreclosure is so much more than a financial crisis -- it is an emotional trauma. While stopping foreclosure might seem impossible, it is an important undertaking that can help South Carolina residents stay in their homes.

If you are behind on your house payments, timely action is essential. Quick action can sometimes help homeowners prevent the bank from pursuing foreclosure against them. However, even if you are in the midst of foreclosure, all is not lost. While the bank might have you believe that once foreclosure has started you do not have any options to save your home, it is possible to stop the process and move toward a better financial future.

Filing for Chapter 13 bankruptcy will halt foreclosure proceedings, giving you time to address your other debts and create an arrangement in which you will be able to stay in your home. This approach can be understandably concerning for some people, as many people are unfamiliar with the benefits that bankruptcy can provide. Contrary to popular belief, bankruptcy can provide the best possible option for individuals struggling with debt, including their home mortgages.

The prospect of losing your home may be one of the most uncertain experiences you have ever faced. Chapter 13 bankruptcy provides a solid solution to foreclosure proceedings by not only ending the process, but also creating space in which you can build an agreement that allows you to save your home. For most people in South Carolina, taking this approach provides a more secure financial future in which they can thrive.

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Columbia Law Office
220 Stoneridge Drive, Suite 301
Columbia, SC 29210

Phone: 803-807-2565
Columbia Law Office Map

Florence Law Office
1807 West Evans Street, Suite B
Florence, SC 29501

Phone: 843-536-0073
Florence Law Office Map