Reed Law Firm, P.A. - bankruptcy

Columbia: 803-807-2565

Florence: 843-536-0073

March 2019 Archives

What are a collector’s rights?

When you leave debts unpaid, the organization you owe money to has the right to send creditors to seek payment from you. However, there are limits as to the collection efforts a creditor can take.

When is Chapter 13 bankruptcy the best option?

People who are considering bankruptcy in order to gain a fresh financial start can easily become overwhelmed with the number of options available to them. There are many different bankruptcy Chapters, each with their own advantages and disadvantages. It is important that you apply your individual circumstances to each option so that you can analyze your alternatives.

Making the most of your post-bankruptcy fresh start

People file bankruptcy for many reasons. Unexpected medical bills can be a financial hardship. Sometimes mismanaged credit spirals out of control. If you decide to file for bankruptcy, you have probably heard the common refrain that “bankruptcy provides a clean slate.“ However, seldom is that phrase followed by suggestions for making the most of a fresh start.

How Chapter 7 bankruptcy could alleviate medical debt

Even the most financially responsible people are subject to situations that are beyond their control. While you may have a reasonable amount of savings and a reliable job, medical issues that are not covered by insurance can have the power to land anyone in a very stressful situation.

How to effectively fight foreclosure

Having a high mortgage repayment plan can make the possibility of foreclosure a reality if you unexpectedly start to have financial challenges. Not everybody has the luxury of savings to help them in the event of being made unemployed or having to pay unexpected medical bills.

4 ways to be free of credit card debt

Credit cards can be so tempting to use, especially when you are struggling financially, and you have already exceeded your monthly budget. Credit cards can feel as though you are not spending your own money, which can feel exhilarating when going through the mall and looking at the endless possibilities.

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Columbia Law Office
220 Stoneridge Drive, Suite 301
Columbia, SC 29210

Phone: 803-807-2565
Columbia Law Office Map

Florence Law Office
1807 West Evans Street, Suite B
Florence, SC 29501

Phone: 843-536-0073
Florence Law Office Map