There may be numerous factors to address while preparing for retirement, and you might spend decades planning and saving for this stage of life. While you may feel it vital to approach the golden years of your life with stable finances and limited monetary...
Foreclosure remains a concern for many after the moratorium ends
While owning a home might be one of your long-term goals in life, it can also be a demanding endeavor that can carry a great deal of responsibility. Even if you can manage mortgage payments initially, should circumstances in life leave you facing substantial financial...
Don’t let attorney fees scare you
Filing bankruptcy is a time of upheaval and many difficult decisions. While it may seem counterintuitive to add more expense by paying a bankruptcy attorney, getting help from someone who has helped hundreds of others often makes sound financial sense. Bankruptcy...
How a secured credit can help you post-bankruptcy
Post-bankruptcy, you understand that there are some critical things you must do so that you may not fall into financial dire straits again. Among them include building an emergency cash fund, monitoring your credit report and paying your bills on time. Another crucial...
Addressing some common misconceptions about bankruptcy
Struggling under the weight of financial strain can be harrowing, and prolonged bouts with similar issues could take a significant toll on various aspects of your life. While there may be outlets through which to seek relief from the trials of debt, choosing the best...
Possible ways to tell it might be time to seek debt relief
Financial hardships can arise under a multitude of scenarios and dealing with such issues for prolonged periods can be a taxing process. Similar issues could stem from a medical emergency or even from high credit card bills that leave you struggling to keep up and...
Attitudes toward bankruptcy have changed over time
A lot of people in Florence who are struggling with debt and might benefit from Chapter 7 or Chapter 13 bankruptcy hesitate. They are afraid of being stigmatized for filing for bankruptcy. There is still a sense that bankruptcy is the "easy way out" or that people...
Can bankruptcy get rid of ALL my debt?
Financial hardships are a problem that can happen to even the most financially cautious people. Sudden job loss, medical emergencies, and other unplanned expenses can quickly drain a person's savings and cause them to go into debt to cover these costs. For some,...
3 tips for a successful bankruptcy
Bankruptcy offers lasting debt relief, but mistakes in the process could derail your financial goals and even leave you with additional problems. By following a few simple tips, you can avoid unnecessary complications and increase your chances of obtaining the debt...
Why 2022 might be a big year for bankruptcy filings
Back in June, we discussed how a predicted rise in bankruptcy filings in the first half of 2021 did not happen. Despite the economic recession that the pandemic triggered, bankruptcy filings were down compared with 2020, which in turn had fewer filings than 2019. That...

