Chapter 13 | Reed Law Firm, P.A. https://www.reedlawsc.com Columbia SC Bankruptcy Lawyer | Florence Debt Relief Attorney South Carolina Tue, 10 Nov 2020 20:33:49 +0000 en-US hourly 1 https://wordpress.org/?v=6.2.2 https://www.reedlawsc.com/wp-content/uploads/sites/1201465/2019/08/cropped-favicon-32x32.png Chapter 13 | Reed Law Firm, P.A. https://www.reedlawsc.com 32 32 New rules give debt collectors more ways to harrass you https://www.reedlawsc.com/blog/2020/11/new-rules-give-debt-collectors-more-ways-to-harrass-you/ Mon, 09 Nov 2020 19:06:18 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/?p=48600 A new rule by the Consumer Financial Protection Bureau (CFPB) - which was initially created to protect consumers - tilts the playing field in favor of debt collection agencies. Under the new rule, finalized Nov. 4, bill collectors can contact you not just by phone but also by email, text message or social media. They can also target you more…

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]]> You can rebuild your credit after filing for bankruptcy. https://www.reedlawsc.com/blog/2020/07/you-can-rebuild-your-credit-after-filing-for-bankruptcy/ Tue, 14 Jul 2020 19:13:43 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/?p=48540 Depending on the chapter of bankruptcy, your bankruptcy filing will be on your credit report for up to a decade after filing. This leads many to believe that bankruptcy will do permanent damage to their credit score and that their credit score will cut them off from future home loans and other opportunities. Is it possible to rebuild your credit…

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]]> How do I prepare for a wage earner’s plan filing? https://www.reedlawsc.com/blog/2019/07/how-do-i-prepare-for-a-wage-earners-plan-filing/ Fri, 19 Jul 2019 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/07/how-do-i-prepare-for-a-wage-earners-plan-filing/ Those who are struggling with debts while earning a significant income are usually overwhelmed by complex cashflow issues. For them, selling their assets may not be necessary because they have a sufficient income to pay off their debts. However, the high-interest rates and constant creditor action can be hindering the process. In these situations, filing for Chapter 13 bankruptcy, otherwise…

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]]> Will Chapter 13 bankruptcy repayments be manageable? https://www.reedlawsc.com/blog/2019/06/will-chapter-13-bankruptcy-repayments-be-manageable/ Thu, 13 Jun 2019 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/06/will-chapter-13-bankruptcy-repayments-be-manageable/ Anyone can find themselves in debt, especially when unforeseen circumstances arise. Therefore, filing for bankruptcy should never be a source of shame for anyone. In many ways, it is a commendable choice, because you are taking action to pay off your debts, thereby increasing the quality of life for your loved ones. If you are considering filing for Chapter 13…

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]]> Why Chapter 13 bankruptcy could be the right choice for you https://www.reedlawsc.com/blog/2019/05/why-chapter-13-bankruptcy-could-be-the-right-choice-for-you/ Thu, 02 May 2019 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/05/why-chapter-13-bankruptcy-could-be-the-right-choice-for-you/ If you are struggling with debts that you see no way out of, you may be considering the possible benefits of bankruptcy. The bankruptcy process subjects the debtor to the rules of the bankruptcy court, which allows for special actions that can benefit them, such as relief from creditor actions and debt discharges. It is very common for debtors to…

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]]> When is Chapter 13 bankruptcy the best option? https://www.reedlawsc.com/blog/2019/03/when-is-chapter-13-bankruptcy-the-best-option/ Fri, 22 Mar 2019 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/03/when-is-chapter-13-bankruptcy-the-best-option/ People who are considering bankruptcy in order to gain a fresh financial start can easily become overwhelmed with the number of options available to them. There are many different bankruptcy Chapters, each with their own advantages and disadvantages. It is important that you apply your individual circumstances to each option so that you can analyze your alternatives. Chapter 13 bankruptcy…

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]]> Evaluating Chapter 13 bankruptcy as a solution to debt https://www.reedlawsc.com/blog/2019/02/evaluating-chapter-13-bankruptcy-as-a-solution-to-debt/ Fri, 15 Feb 2019 06:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/02/evaluating-chapter-13-bankruptcy-as-a-solution-to-debt/ There are many options for those struggling with debt in South Carolina. Because of the many options available to you, you may be finding it difficult to know which way to turn. By learning about the pros and cons of your options, it is more likely that you will be able to choose the option that will work best for…

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]]> Can Chapter 13 bankruptcy help me to avoid foreclosure? https://www.reedlawsc.com/blog/2019/01/can-chapter-13-bankruptcy-help-me-to-avoid-foreclosure/ Fri, 11 Jan 2019 06:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2019/01/can-chapter-13-bankruptcy-help-me-to-avoid-foreclosure/ If you are struggling with debts and maintaining a healthy cash flow in the state of South Carolina, you may be worried about losing your home to foreclosure. This can be a very real possibility for those who have not been able to keep up with their loan repayments. The potential lose of your home is one reason why it…

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]]> South Carolina residents have options in dealing with debt https://www.reedlawsc.com/blog/2018/07/south-carolina-residents-have-options-in-dealing-with-debt/ Tue, 31 Jul 2018 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2018/07/south-carolina-residents-have-options-in-dealing-with-debt/ Uncertain of what to do or how to resolve the problem, many individuals and families become overwhelmed as their debt burden continues to mount. High interest rates often make it seem impossible to make any headway in reducing the amount owed. While it may seem as if there is no way out, there are a number of financial options available…

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]]> Is Chapter 13 the best bankruptcy option for you? https://www.reedlawsc.com/blog/2018/07/is-chapter-13-the-best-bankruptcy-option-for-you/ Wed, 18 Jul 2018 05:00:00 +0000 https://3130060-fork.findlaw2.flsitebuilder.com/blog/2018/07/is-chapter-13-the-best-bankruptcy-option-for-you/ You are definitely not alone in your struggle if you happen to be employed but have still been having trouble making ends meet. Like most localized economies in the nation, South Carolina has seen its ups and downs in recent years. Just because you currently have a reliable source of income doesn’t necessarily mean you have enough to satisfy your…

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