Individuals facing financial peril are increasingly stressed about what might be considered extraneous spending. Not only are they juggling money from bill to bill, sacrificing payments in one area in favor of another area, and cutting discretionary spending down to...
While it is no secret that fear can be a powerful motivator, allowing such an emotion to influence your decisions might not always prove favorable. In some cases, fear may even be an unnecessary response, as it may simply stem from prevalent myths or...
If you experience prolonged bouts with financial strain, like many others in South Carolina, you might be no stranger to the stress of dealing with debt. Similar challenges could linger in the back of your mind as you carry out a variety of everyday tasks, possibly...
The pandemic sickened millions of Americans and cost the lives of at least 600,000. The resulting shutdowns ordered in each state, including South Carolina, likely saved hundreds of thousands of lives. But they also had a serious economic toll. Bars, restaurants,...
While debts can come in various forms and fashions, one of the most imposing types of financial strain may often stem from issues pertaining to carrying revolving credit card balances. With high interest rates on many credit card accounts, things can quickly spiral...
Everyone knows that getting medical care for a serious illness or injury is expensive. But until it happens to you, you may not realize just how much medical bills can overwhelm a family through no fault of their own. Especially if you don't have health insurance....
Going through periods of financial unrest can be a harrowing process, and similar concerns can affect your life in various ways. One of the most imposing aspects of financial struggles could involve dealing with constant phone calls and letters from various collection...
You have grappled with this decision for some time. The overdue bill notifications have put you on notice, arriving via letter, email and text. Not to mention, you also receive regular and, sometimes, incessant phone calls from debt collectors. Debt has caught up and...
Debt can come in various forms and fashions, and going through periods of financial strain could take a significant toll on numerous aspects of your life. While such issues may place a strain on your income and disrupt your financial opportunities, these might not be...
Individuals facing financial trouble will likely happen upon the phrase “means test” while researching their debt relief options. For many, the Chapter 7 means test is often the first hurdle they will face on the path to filing bankruptcy. The means test was developed...
