Bill collectors have no right to harass and threaten you. Professionalism is often put aside in favor of blatant fear tactics. They want their money and are not concerned as to how they get it. At Reed Law Firm, P.A., your attorney will stand by your side as your advocate throughout the bankruptcy process. That includes stopping creditor harassment.
What Debt Collectors Cannot Do To You
Once you file for bankruptcy, debt collectors must stop contacting you. Even before that happens, the law prohibits them from using harassing behavior, such as:
- Calling you between 9 p.m. and 8 a.m.
- Calling you multiple times an hour for the purpose of harassing you
- Threatening you or using profanity
- Claiming you will be arrested for having debts
- Communicating with any third parties except your spouse or attorney
Financial Stress Made Worse Through Creditor Harassment
Collection agencies and their representatives employ strategies that result in nasty and contentious encounters over the phone. They will not stop until they have exhausted all of their resources and collect the money they are owed. You are likely experiencing a high level of stress with your financial problems. The last thing you need is constant reminders and criticism.
Asserting Your Rights and Stopping Harassing Phone Calls
At Reed Law Firm, P.A., we stop creditor harassment for clients throughout South Carolina. A Chapter 7 or Chapter 13 bankruptcy filing stops collection agencies from constant telephone calls. Simply put, they can no longer contact you in any form once the petition is filed. Future contact or correspondence must be directed to us, a bankruptcy trustee or the courts.
For more information or to schedule an appointment with an experienced lawyer to discuss how personal bankruptcy can end creditor harassment, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.