Millions of people will face financial challenges and consider filing for bankruptcy at some point in their lives. While the mere idea of filing for bankruptcy might seem stressful, it can restore your finances and let you build a more stable financial foundation for you and your family. The benefits often outweigh the drawbacks when bankruptcy is the right choice for your household.
At Reed Law Firm, we know that fixing your finances can be challenging and complicated, so we have dedicated our practice to helping clients understand how bankruptcy works and how it can help them. For almost 20 years, our South Carolina bankruptcy attorneys have helped numerous clients reset their financial health. Let us do the same for you. Here’s what you can expect when you choose to work with our South Carolina bankruptcy attorneys.
Handle Your Bankruptcy Case From Start to Finish
Our South Carolina bankruptcy attorney will:
- Determine which bankruptcy chapter is the best option for your current financial situation.
- Prepare and file on time all the necessary bankruptcy paperwork, which is one of the most difficult and tedious parts of filing for bankruptcy.
- Value your property accurately and explain which debts you can and cannot discharge.
- Protect your property using bankruptcy exemption rules and limit your potential losses.
- Negotiate with your creditors and secure better deals on your mortgage, auto loan, credit cards, and other debts.
- Advocate for you at court hearings. Your creditors will most likely try to dispute the amount of your debt or argue that your debt must not be discharged. You can count on our South Carolina bankruptcy attorney to defend your best interests during court hearings and fight to discharge as much debt as possible.
Increase Your Chances of Winning Your Bankruptcy Case
While there’s no law preventing you from filing for bankruptcy by yourself, doing so could make your situation worse. Based on a recent American Bankruptcy Institute (ABI) report, 94% of people who filed for Chapter 7 bankruptcy with the guidance of a bankruptcy attorney won their case and discharged their debts, while less than 50% of people who filed for Chapter 7 bankruptcy without a bankruptcy attorney won their case.
Constant Communication and Legal Guidance
Our South Carolina bankruptcy attorneys provide ongoing communication with clients, so they’re always updated about their cases. They can also help with legal issues that may arise during your case. For instance, some creditors may not respect an automatic stay and continue hounding you to pay your debt, even if it violates a court order.
Your attorney can also ask the court to hold in contempt creditors that keep on contacting you and forcing you to pay them. In addition, they can help with post-bankruptcy creditor violations if a creditor tries to collect a debt you’ve already discharged through bankruptcy.
Reach Out to Our Seasoned South Carolina Bankruptcy Attorneys Now
Whether you’re worried about the state of your overall financial health, have maxed out your credit card, are in danger of losing your vehicle or home, or have mounting debt that you can’t possibly pay, contact the South Carolina bankruptcy attorneys at Reed Law Firm right away to discuss your circumstances and potential solutions. Dial 803-726-4888 or reach us online to arrange your free case consultation today.
